:root {
  --ink: #1d2433;
  --muted: #5b6475;
  --paper: #ffffff;
  --soft: #f3f6fb;
  --brand: #12355b;
  --brand-2: #2a6fb0;
  --line: #e0e6ef;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.7;
  font-size: 17px;
}
img { max-width: 100%; height: auto; }
a { color: var(--brand-2); }
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 20px; }

.ad-banner { background: var(--soft); border-bottom: 1px solid var(--line); font-size: 14px; }
.ad-banner .wrap { display: flex; gap: 12px; flex-wrap: wrap; padding: 10px 20px; align-items: center; }
.ad-banner .label { color: var(--muted); margin-right: auto; }
.ad-banner a.ad {
  text-decoration: none; color: var(--ink); background: #fff;
  border: 1px solid var(--line); border-radius: 8px; padding: 8px 14px;
}
.ad-banner a.ad strong { color: var(--brand); }
.ad-banner a.ad:hover { border-color: var(--brand-2); }

header.site-header { border-bottom: 1px solid var(--line); }
header.site-header .wrap {
  display: flex; justify-content: space-between; align-items: center;
  padding-top: 18px; padding-bottom: 18px; flex-wrap: wrap; gap: 10px;
}
.logo { font-weight: 800; font-size: 22px; color: var(--brand); text-decoration: none; }
nav.main a { margin-left: 18px; color: var(--ink); text-decoration: none; font-weight: 500; }
nav.main a:hover { color: var(--brand-2); }

.hero {
  background: linear-gradient(135deg, #0c2440 0%, #2a6fb0 100%);
  color: #fff; padding: 80px 0 72px;
}
.hero h1 { font-size: 44px; line-height: 1.15; margin: 0 0 16px; max-width: 780px; }
.hero p { font-size: 20px; max-width: 680px; opacity: 0.95; }
.btn {
  display: inline-block; margin-top: 12px; background: #fff; color: var(--brand);
  padding: 12px 22px; border-radius: 8px; font-weight: 700; text-decoration: none;
}

section { padding: 56px 0; }
section.alt { background: var(--soft); }
h2 { font-size: 30px; margin: 0 0 14px; line-height: 1.25; }
h3 { font-size: 20px; margin: 22px 0 8px; }
.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 22px; }
.card h3 { margin-top: 0; }
.card a.more { font-weight: 600; text-decoration: none; }

article.post { max-width: 760px; margin: 0 auto; padding: 48px 20px 64px; }
article.post h1 { font-size: 38px; line-height: 1.2; margin: 0 0 12px; }
article.post .meta { color: var(--muted); font-size: 15px; margin-bottom: 28px; }
article.post h2 { margin-top: 40px; }
article.post ul, article.post ol { padding-left: 22px; }
article.post li { margin-bottom: 8px; }
.callout { border-left: 4px solid var(--brand-2); background: var(--soft); padding: 16px 20px; border-radius: 6px; margin: 24px 0; }
.disclaimer { font-size: 14px; color: var(--muted); margin-top: 40px; border-top: 1px solid var(--line); padding-top: 16px; }
table { width: 100%; border-collapse: collapse; margin: 18px 0; font-size: 15px; }
th, td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { background: var(--soft); }

footer.site-footer { background: #0b1a2c; color: #c5d0de; padding: 40px 0; font-size: 15px; }
footer.site-footer a { color: #fff; }
footer.site-footer .links a { margin-right: 16px; }

@media (max-width: 640px) {
  .hero h1 { font-size: 32px; }
  article.post h1 { font-size: 30px; }
  nav.main a { margin-left: 12px; }
}

/* Standing-standard additions */
.phone-img { height: 34px; width: auto; margin-left: auto; }
.policy-btn { background: #fff; border: 2px solid currentColor; border-radius: 6px; padding: 6px 12px; font-weight: 700; }
.box { border-radius: 6px; padding: 14px 18px; margin: 22px 0; font-size: 16px; line-height: 1.6; background: #f1f5f9; }
.box .tag { font-weight: 800; text-transform: uppercase; font-size: 12px; letter-spacing: 0.08em; display: block; margin-bottom: 4px; }
.box.tip { background: #e3f4e8; }
.box.warn { background: #fde6e1; }
.faq details { border: 1px solid #d9dde6; border-radius: 6px; padding: 12px 16px; margin: 10px 0; background: #fff; }
.faq summary { font-weight: 700; cursor: pointer; }
.faq details p { margin: 10px 0 0; }